Category: Australian

Crucial information you need to know before buying property in Australia
19 July, 2022
Like most Australian Expats in Singapore I am a very property minded investor, I have always related Australian Property to financial security and it is because of these emotional reasons that it has been extremely hard for myself and thousands of other Australian Expatriates to accept that investing in Australian property whilst living abroad may … Continue reading “Crucial information you need to know before buying property in Australia”

5 Financial Tips for Australian Expats
6 July, 2022
Do the Math before buying property in Australia. Aus-Expats/Foreign Investors pay twice as much Capital Gains tax on their Aus-properties than their friends back home. Unfortunately moving home before you sell wont erase the time you lived overseas. Do the math and see if its worth it. Create a Singaporean Guardian Agreement to protect your … Continue reading “5 Financial Tips for Australian Expats”

What are the risks of not selling your Vested Company Shares?
22 March, 2022
Many multi-national companies that are based in Singapore provide their executive employees with a certain amount of Unvested Company Shares every year as part of their employment package. An “unvested share” is one that you can only act on and sell after a period has passed, or an event occurs. A typical arrangement is that … Continue reading “What are the risks of not selling your Vested Company Shares?”

Australian Expatriates vs Australian Federal Budget
19 May, 2021
According to the proposed changes outlined in the Australian Federal Budget, Australians living overseas may be considered Australian Tax Residents if they spend more than 44 days in Australia per year and own a property back home (A “factor test” will be applied to determine tax residency). We are unsure if and when these proposed … Continue reading “Australian Expatriates vs Australian Federal Budget”

Two of the most common investment mistakes made by Aus-Expats
31 March, 2021
I have been providing Financial Advice to Australian expats for over 12 years and during this time I have seen many investment mistakes made by individuals. Below I have listed 2 of the most costly mistakes that I see on a regular basis. 1. Currency Risk Currency risk is the potential risk of loss … Continue reading “Two of the most common investment mistakes made by Aus-Expats”

10 most common questions asked by Australian Expatriates in Singapore
26 February, 2021
Being an Australian Expatriate living in Singapore has its pros and cons. Though most of us love the exciting expat life and pay lower income tax rates than some of our colleagues back home we are still faced with incredibly complex financial decisions that may make or break our time whilst working offshore. Below I … Continue reading “10 most common questions asked by Australian Expatriates in Singapore”

When is the best time to invest in a falling market?
25 March, 2020
In the midst of the coronavirus pandemic many people are now wondering when is the best time to take advantage of a falling market. From its peak in late Feb the Australian stock market is down by 30% while the U.S stock market is down by 27%. The world has witnessed the quickest drop ever … Continue reading “When is the best time to invest in a falling market?”

Australian Expats in Singapore must make decision before 30 June 2020
7 February, 2020
Australian property owners living overseas have until the end of June to sell their homes if they want to avoid a severe capital gains tax bill. Up until early December 2019 Australian expatriates have been able to claim the CGT exemption on their family home as long as their home was not rented out for … Continue reading “Australian Expats in Singapore must make decision before 30 June 2020”

Active vs Passive Investing: Which is the correct investment strategy for Expatriates living in Singapore?
5 November, 2019
When it comes to investing in the Share/Equity/Bond markets we are faced with a strategic investment decision. Should I as an investor use active or passive management? Active Management An actively managed investment fund has a team of managers actively making investment decisions for the fund. The goal of an active manager is to beat … Continue reading “Active vs Passive Investing: Which is the correct investment strategy for Expatriates living in Singapore?”

Australian Expats hit hard from new property taxes
7 May, 2019
Brenda Williamson and Family Whilst living in Singapore as a part time working mother of two beautiful children and a wife of a very busy husband I have chosen to take full responsibility for organizing my family’s Financial Life and I have to be honest, it hasn’t been easy. Like my parents, grandparents and most … Continue reading “Australian Expats hit hard from new property taxes”