Articles
Crucial Information Australian Expats should know before buying Australian Property
17 February, 2024
Book a complimentary meeting with Sean Abreu – Australian Expat Financial Adviser in Singapore
Australian
Its not always about making money?
11 February, 2024
Have you ever stopped to think about the impact your investments might be having on the world? It’s a question that hit me personally, and the more I delved into it, the more I realized the power we hold as investors. It is my duty as a Expat Financial Adviser Representative in Singapore to hold … Continue reading “Its not always about making money?”
Australian
Australian Expat Financial Adviser in Singapore
11 February, 2024
After receiving his Bachelors Degree of Commerce (Majoring in Economics and Financial Planning) Sean spent several years collaborating with Australia’s biggest banks (Commonwealth Bank of Australia and ANZ). With over 15 years of Financial Planning and Wealth Management experience, Sean is an integral member of the IPP Expatriate Advisory team. Sean is known for his … Continue reading “Australian Expat Financial Adviser in Singapore”
Australian
Breaking the Mold: The Expat Family Who Didn’t Invest in Australian Real Estate
28 April, 2023
John and Lucy, both expats living in Singapore, had managed to save 500,000 AUD over the last 10 years. They both understood that the eroding effects of inflation would cause the value of their savings to depreciate over time and as a result knew that they needed to invest their savings immediately. Question: Should John … Continue reading “Breaking the Mold: The Expat Family Who Didn’t Invest in Australian Real Estate”
Australian
Free Financial Guide for Australian Expats Living in Singapore
25 March, 2023
Understand the Tax and Financial Implications of being an Australian Expatriate living in Singapore. Download your 2024 Guide now by filling in the form below Request a complimentary meeting with Expat Financial Adviser Sean Abreu by filling in the form below
Australian
Australian Expats turn away from Australian Property
2 March, 2023
Like most Australian Expats in Singapore I am a very property minded investor. Australian Property once provided me with a sense of financial security and it is for this reason that it has been extremely hard for myself and thousands of other Australian Expatriates to accept the fact that investing in Australian property whilst living … Continue reading “Australian Expats turn away from Australian Property”
Australian
Aus-Expats benefit from Tax Efficient Structure.
9 February, 2023
With the changes in superannuation contribution caps and the unattractive tax treatment on Australian Property for Foreign Investors it is of no wonder why Australian Expatriates are seeking alternative ways to build and protect their wealth whilst residing offshore. Fortunately, being an Australian expatriate offers access to a variety of tax-advantaged investment options, including Investment … Continue reading “Aus-Expats benefit from Tax Efficient Structure.”
Australian
Australian Expatriates benefit from tax efficient structure
9 February, 2023
With the changes in superannuation contribution caps and the unattractive tax treatment on Australian Property for Foreign Investors it is of no wonder why Australian Expatriates are seeking alternative ways to build and protect their wealth whilst residing offshore. Fortunately, being an Australian expatriate offers access to a variety of tax-advantaged investment options, including Investment … Continue reading “Australian Expatriates benefit from tax efficient structure”
Australian
Inflation – The number 1 financial threat to Expats in Singapore
9 February, 2023
As an Expat living in Singapore, you might have experienced the joys of a high standard of living, amazing food, and a bustling city life. But have you ever thought about the silent threat that creeps in, slowly eating away at your hard-earned savings? We’re talking about inflation, folks! Inflation is when the prices of … Continue reading “Inflation – The number 1 financial threat to Expats in Singapore”
Australian
8 Questions asked by Expatriates living in Singapore
4 December, 2022
Being an Expatriate living in Singapore has its pros and cons. Though most of us love the exciting expat life and pay lower income tax rates than some of our colleagues back home we are still faced with incredibly complex financial decisions that may make or break our time whilst working offshore. Below I have … Continue reading “8 Questions asked by Expatriates living in Singapore”
Australian
Crucial information you need to know before buying property in Australia
19 July, 2022
Like most Australian Expats in Singapore I am a very property minded investor, I have always related Australian Property to financial security and it is because of these emotional reasons that it has been extremely hard for myself and thousands of other Australian Expatriates to accept that investing in Australian property whilst living abroad may … Continue reading “Crucial information you need to know before buying property in Australia”
Australian
5 Financial Tips for Australian Expats
6 July, 2022
Do the Math before buying property in Australia. Aus-Expats/Foreign Investors pay twice as much Capital Gains tax on their Aus-properties than their friends back home. Unfortunately moving home before you sell wont erase the time you lived overseas. Do the math and see if its worth it. Create a Singaporean Guardian Agreement to protect your … Continue reading “5 Financial Tips for Australian Expats”
Australian
What are the risks of not selling your Vested Company Shares?
22 March, 2022
Many multi-national companies that are based in Singapore provide their executive employees with a certain amount of Unvested Company Shares every year as part of their employment package. An “unvested share” is one that you can only act on and sell after a period has passed, or an event occurs. A typical arrangement is that … Continue reading “What are the risks of not selling your Vested Company Shares?”
Australian
Australian Expatriates vs Australian Federal Budget
19 May, 2021
According to the proposed changes outlined in the Australian Federal Budget, Australians living overseas may be considered Australian Tax Residents if they spend more than 44 days in Australia per year and own a property back home (A “factor test” will be applied to determine tax residency). We are unsure if and when these proposed … Continue reading “Australian Expatriates vs Australian Federal Budget”
Australian
Two of the most common investment mistakes made by Aus-Expats
31 March, 2021
I have been providing Financial Advice to Australian expats for over 12 years and during this time I have seen many investment mistakes made by individuals. Below I have listed 2 of the most costly mistakes that I see on a regular basis. 1. Currency Risk Currency risk is the potential risk of loss … Continue reading “Two of the most common investment mistakes made by Aus-Expats”
Australian
10 most common questions asked by Australian Expatriates in Singapore
26 February, 2021
Being an Australian Expatriate living in Singapore has its pros and cons. Though most of us love the exciting expat life and pay lower income tax rates than some of our colleagues back home we are still faced with incredibly complex financial decisions that may make or break our time whilst working offshore. Below I … Continue reading “10 most common questions asked by Australian Expatriates in Singapore”
Australian
When is the best time to invest in a falling market?
25 March, 2020
In the midst of the coronavirus pandemic many people are now wondering when is the best time to take advantage of a falling market. From its peak in late Feb the Australian stock market is down by 30% while the U.S stock market is down by 27%. The world has witnessed the quickest drop ever … Continue reading “When is the best time to invest in a falling market?”
Australian
Australian Expats in Singapore must make decision before 30 June 2020
7 February, 2020
Australian property owners living overseas have until the end of June to sell their homes if they want to avoid a severe capital gains tax bill. Up until early December 2019 Australian expatriates have been able to claim the CGT exemption on their family home as long as their home was not rented out for … Continue reading “Australian Expats in Singapore must make decision before 30 June 2020”
Australian
Active vs Passive Investing: Which is the correct investment strategy for Expatriates living in Singapore?
5 November, 2019
When it comes to investing in the Share/Equity/Bond markets we are faced with a strategic investment decision. Should I as an investor use active or passive management? Active Management An actively managed investment fund has a team of managers actively making investment decisions for the fund. The goal of an active manager is to beat … Continue reading “Active vs Passive Investing: Which is the correct investment strategy for Expatriates living in Singapore?”
South African
Top 5 Questions asked by South African Expatriates in Singapore
21 August, 2019
What is the most tax efficient and cost effective way to save and invest towards my retirement and children’s education? How do I protect my cash at bank against the eroding effect of inflation? How do I financially protect my family against Death, Disability and Critical Illness? Whats the future for the South Africa Rand … Continue reading “Top 5 Questions asked by South African Expatriates in Singapore”
Australian
Australian Expats hit hard from new property taxes
7 May, 2019
Brenda Williamson and Family Whilst living in Singapore as a part time working mother of two beautiful children and a wife of a very busy husband I have chosen to take full responsibility for organizing my family’s Financial Life and I have to be honest, it hasn’t been easy. Like my parents, grandparents and most … Continue reading “Australian Expats hit hard from new property taxes”
2019 Australian Budget Update – Singapore – Wine and Cheese Night
12 March, 2019
What does the 2019 Budget mean for Australian Expatriates in Singapore? Budget 2019-20 will be released at approximately 7.30pm (AEST) on Tuesday 2 April 2019, as the Treasurer commences his second reading speech. Free Attendance Seminar Date: Thursday 4th April 2019 Wine Tasting: 6:00 pm Budget Update: 6:30 pm Address: 78 … Continue reading “2019 Australian Budget Update – Singapore – Wine and Cheese Night”
To 5 Questions asked by Italian Expatriates in Singapore
15 February, 2019
What is the most tax efficient and cost effective way to save and invest towards my retirement and children’s education? How do I protect my cash at bank against the eroding effect of inflation? How do I financially protect my family against Death, Disability and Critical Illness? Will my Italian Pension (When accessible at 67) … Continue reading “To 5 Questions asked by Italian Expatriates in Singapore”
British
Free Financial Guide for UK Expats Living in Singapore
12 October, 2018
Understand the Tax and Financial Implications of being a UK Expatriate living in Singapore. Complete the form to receive your free guide
Australian
Singapore | Australian Financial Services
9 October, 2018
Australian Living in Singapore? In need of the following financial services? Australian Tax Return Australian Mortgage Savings and Investment Advice Health and Life Insurance Advice Meet the team dedicated to raising the standards of Australian Financial Services in Singapore: Left – David Moss – Australian Mortgage Adviser – David and Partners David & Partners, Australian … Continue reading “Singapore | Australian Financial Services”
Australian
Should Australian Expatriates pay off their Australian Home Loans or Invest?
2 October, 2018
Most Australians, like our parents are set on paying off our Investment Home Loans as soon as possible. The problem however is that in some cases paying off our home loans or owning our properties outright whilst living offshore may not be the best thing for us from a financial perspective. The purpose of the … Continue reading “Should Australian Expatriates pay off their Australian Home Loans or Invest?”
Australian
Australian Expatriates turn away from Australian Property
30 June, 2018
Like most Australians in Singapore I am a very property minded investor. There is just something secure and trusting about Australian property and it is because of these reasons that it has been extremely hard for myself and thousands of other Australian Expatriates to accept that investing in Australian property whilst living abroad may no … Continue reading “Australian Expatriates turn away from Australian Property”
British
UK Pension Review Service
17 May, 2018
British Expats may benefit by moving their UK Pensions offshore Find out how to: Minimize Tax on your UK Pension Ensure that your beneficiaries receive 100 percent Access your pension at an earlier age Draw down a higher lump sum of 30% Consolidate all your pensions into one Understand the implications of doing nothing … Continue reading “UK Pension Review Service”
Australian
Free Financial Guide for Australian Expats Living in Singapore
9 May, 2018
Understand the Tax and Financial Implications of being an Australian Expatriate living in Singapore. Complete the form to receive your free guide
Australian
Australian Expatriates Turn to Offshore Investment Bonds
9 May, 2018
The Perfect Savings and Investment Vehicle for Australian Expatriates living in Singapore With the changes in tax treatment for Foreign Investors it is no wonder why Australian Expatriates are seeking alternative ways to invest their savings offshore rather than sending their money home. Pay your mortgage off and you will face a 32.5% income tax on … Continue reading “Australian Expatriates Turn to Offshore Investment Bonds”
Australian
Top 5 Taxes that affect Australian Expatriates in Singapore
9 May, 2018
1. Individual Income Tax Rates for Foreign Residents / Australian Expatriates Unlike our friends and family back home Australian Expatriates that are considered non-residents for tax purposes will pay 32.5c from the first dollar. If you have a surplus rental income in Australia it may make sense for you to take a negative or neutral … Continue reading “Top 5 Taxes that affect Australian Expatriates in Singapore”
